Last week, C.J. received a big cash gift for his MBA graduation. As we have a tendency to spend what we see, we decided to put that money into a short-term CD which we plan to use for our future car purchase. We love living on the left over!
I wish I had such discipline as a single person. Before I got married, I had only one checking account, which did not help much in regulating my spending. I definitely could have saved much more by putting extra money into something which is not as easily accessible as a checking account.
Well, better late than never!
TAPO
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