This is one of the challenges we took to our heart during Willow Creek's Good Sense workshop. CJ and I have briefly talked about this topic when we were engaged, but at that time, CJ didn't seem to think it's possible to live on one income. His such response was pretty understandable, because, at that time, after paying for his tuition, he did not have much spendable or savable income left.
Despite CJ's doubt and not-so-enthusiastic response, we have been working toward the goal ever since we got married two and a half years ago. During the first 12 months, we weren't able to save as much as we wanted because of CJ's tuition for his MBA program. However, we put into a savings account as much as we could even during that time. When CJ finished his schooling, we increased the monthly savings with a goal amount of money which we want to reach in one year. We kept pushing the limits, and before we realized, we were saving and investing almost one whole income.
Now that I am staying home with our baby daughter, I am very grateful that CJ and I have been well-trained to live on one income, that we can live contently with only one income. Actually, even now living with only one income, we are still saving quite a portion of it!
Consider saving as a game, a game with yourself. See how far you can stretch and save. It is often said that when it rains, it pours. How about building a safety net while you enjoy the saving same?
TAPO
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