Don't we too often minimize what a simple 'asking' can do?
Last week, we made a flub with our finance! Of course, we fail once in a while, just like everyone else. However, one thing that we do which most people don't do is we try hard, very very hard to minimize the damage.
Two weeks ago, we opened a new savings account and transferred most of our money from our checking account to this new savings account. Last Thursday was C.J.'s payday and our credit card payment was withdrawn on Wednesday. Even though the credit card payment was scheduled on the same date as payday, due to the time zone difference between US and Korea, it didn't work as we had planned.
So the bank charged us for the overdraft and the credit card company charged us a hefty finance charge. Now, we had two options: too tired and therefore succumb to the giants,or ask for forgiveness and see what happens.
Well, C.J. decided to be the man and fight for it. We thought if we could get at least some of the charges waived, we would be grateful. C.J. politely explained the situation to both the bank and the credit card company, and asked for a favor.........And, to our surprise, both of them waived ALL charges!
I am so proud of C.J. that he has the gut and willingness to "try", instead of giving up without trying...That's the true TAPO-man.
TAPO
